MetWorth makes saving simple.
Start building real wealth by owning vault-backed Gold, Silver, Platinum & Palladium. Safe, transparent, and designed for the next generation of savers
Frequently Asked Questions and Common Inquiries
💰About MetWorth
Q1. What is MetWorth?
MetWorth is a UK-based fintech platform that enables anyone to own real, insured, and vault-backed gold and silver starting from as little as £11. Users can buy, save, redeem, or pledge small quantities of precious metals safely through our mobile app.
Q2. How does MetWorth work?
When you invest through MetWorth, your funds are used to purchase physical gold or silver stored in secure, audited vaults in the UK. You receive fractional ownership of real metal, represented digitally in your account.
Q3. Who can use MetWorth?
MetWorth is designed for UK residents and global users who want to build long-term wealth safely and easily — especially young Adults, professionals and families looking to save in stable assets.
🏦Security & Trust
Q4. Where is my gold stored?
Your gold is stored in insured, professional vaults operated by FCA-recognized custodians in the UK.
Q5. Is my investment insured?
Yes. All stored metals are fully insured against theft or loss by our vaulting partners’ insurance policies.
Q6. Can I trust MetWorth?
Absolutely. MetWorth follows FCA compliance standards, works only with regulated payment and vaulting partners, and maintains daily reconciliation reports to ensure full transparency and customer protection.
Q7. Is my money protected by FSCS?
While physical gold and silver are not covered by FSCS, all cash deposits before conversion are safeguarded in segregated client accounts with regulated payment partners.
🔐 Compliance & Transparency
Q14. Is MetWorth regulated by the FCA?
MetWorth operates under FCA compliance guidelines, working with FCA-registered payment partners and vault custodians. We are also part of the FCA Innovation Pathways program to ensure full regulatory alignment.
Q15. How does MetWorth verify users?
All users must complete KYC (Know Your Customer) verification using a valid ID and address proof before making purchases or withdrawals.
Q16. Are there any hidden charges?
No hidden charges.
We maintain a transparent fee structure,
📲Buying & Selling
Q8. What is the minimum investment?
You can start investing with just £11, which buys approximately 0.1 gram of gold (value may vary).
Q9. How do I buy gold or silver on MetWorth?
You can buy using a bank transfer, debit card, or top-up wallet balance directly in the app. The gold/silver equivalent is shown instantly in your dashboard.
Q10. Can I sell my gold anytime?
Yes. You can redeem anytime, either as cash back to your account or physical delivery (coins/bars) once you reach the threshold (e.g., 1g+).
🪙 Ownership & Redemption
Q11. Do I own physical gold or just a token?
You own a real fraction of physical metal, not just a digital token. Each gram is matched and backed 1:1 by bullion in secure vaults.
Q12. Can I request delivery of my gold?
Yes. Once your holdings reach a minimum redemption threshold (usually 10g), you can request delivery of coins or bars to your address (delivery fees apply).
Q13. What happens if MetWorth shuts down?
Your metals remain legally owned by you, held in segregated vault accounts. Even if MetWorth ceased operations, your gold would remain safe and claimable.
💳 Withdrawals & Earnings
Q17. How can I withdraw my gold value?
You can sell your holdings back to MetWorth instantly, and funds are credited to your linked bank account within 1–2 business days.
Q18. What are the tax implications?
Gold coins like Britannia and Sovereign are Capital Gains Tax (CGT) exempt as they are UK legal tender.
Bullion bars may be subject to CGT on sale.
Consult a tax advisor for personalized guidance.
🟡 1. Is Gold subject to tax in the UK?
No — investment-grade gold (bars or coins that are at least 99.5% pure) is exempt from VAT in the UK.
That means when you buy qualifying gold, you don’t pay any VAT.
However, Capital Gains Tax (CGT) can apply when you sell your gold for a profit — unless it’s a UK legal-tender coin like the Gold Britannia or Gold Sovereign, which are fully CGT-exempt.
💳 2. What about “Digital Gold” or Gold Savings Plans?
If your digital gold is backed by specific, allocated physical gold stored in a vault, HMRC treats it the same as owning the metal directly — no VAT, but CGT applies if it’s not legal tender.
3. How is Silver taxed in the UK?
Unlike gold, silver is not VAT-exempt.
✅ When you buy silver coins or bars, 20% VAT applies at purchase.
✅ When you sell, Capital Gains Tax (CGT) may apply if your profits exceed the £3,000 annual allowance.
There’s no CGT exemption even for UK silver coins
Contact Us
We’d love to hear from you.
Whether you’re an investor, a partner, or someone excited to start saving with Precious Metals — we’re here to talk